taomao332 asked:


does anyone know the legalities of arizona mortgage broker law? if so can you respond with your email address I have some questions regarding origination fees and paying them to an originator rather than to the mortgage broker. Only reply if you know Real Estate Law in the state of Arizona. Thanks

uwmswimmer asked:


I am going to be a senior. 3.38 GPA 24 on my ACT. I am one of the top 400 Recruits in the nation for swimming as well. My question is can I go to a school like UW-Milwaukee. Graduate with a major in Business. Then go to a larger school like one of the following

* Arizona State University
* Clemson University
* Cornell University
* Columbia University
* University of Denver
* Harvard University
* Massachusetts Institute of Technology
* University of Maryland
* New York University
* University of Southern California
* Texas A&M University
Those are all the schools who have a Masters program in Real Estate development. I am curious about this profession and confused on how to get into the field…Thanks!

Marah asked:


I am thinking about purchasing a condo in Arizona near a golf course and amenities for my retirement. I hear the taxes are very high. I am Canadian and wondering if there are any other additional costs involved in the real estate transaction. Thanks for answering!

Bob asked:


Last year’s huge $286-billion federal transportation bill included a little-noticed slice of pork pushed by Harry Reid that provided benefits not only for the casino town of Laughlin, Nev., but also, possibly, for the senator himself.

Reid called funding for construction of a bridge over the Colorado River, among other projects, “incredibly good news for Nevada” in a news release after passage of the 2005 transportation bill.

Harry Reid failed to mention, though, that just across the river in Arizona, he owns 160 acres of land several miles from proposed bridge sites and that the bridge could add value to his real estate investment.

We have bridges collapsing due to lack of maintenance, but Harry Reid gets a new bridge that adds value to his own personal property? Is this the democratic culture of corruption?
Ladies & Gentlemen, Don’t shoot the messenger. Yes both sides of the fence are guilty of this, however I remember during the election that Nancy Pelosi and Harry Reid saying they were going to eliminate pork spending.

Funny how now that they are in power they now are leading the charge, they can’t spend the money fast enough.

witchybodo asked:


real estate in AZ

Cartman asked:


Undocumented immigrants are starting to leave Arizona because of the new employer-sanctions law.

The state’s strong economy has been a magnet for illegal immigrants for years. But a growing number are pulling up stakes out of fear they will be jobless come Jan. 1, when the law takes effect. The departures are drawing cheers from immigration hard-liners and alarm from business owners already seeing a drop in sales.

It’s impossible to count how many undocumented immigrants have fled because of the new law. But based on interviews with undocumented immigrants, immigrant advocates, community leaders and real-estate agents, at least several hundred have left since Democratic Gov. Janet Napolitano signed the bill on July 2. There are an estimated 500,000 illegal immigrants in Arizona
Some are moving to other states, where they think they will have an easier time getting jobs. Others are returning to Mexico, selling their effects and putting their houses on the market.

The number departing is expected to mushroom as the Jan. 1 deadline draws closer. After that, the law will require employers to verify the employment eligibility of their workers through a federal database.

“I would say we are losing at least 100 people a day,” said Elias Bermudez, founder of Immigrants Without Borders and host of a daily talk-radio program aimed at undocumented immigrants.

http://www.azcentral.com/arizonarepublic/news/articles/0826sanctionsimpact08260.html

David asked:


I was convicted in Illinois for felony drug possession when I was nineteen, alot has changed since, in if fact I’m currently working on having conviction sealed. Having it sealed isn’t as good as having it expunged, but i’ll take what i can get. I was never set to prison for my conviction, but instead was placed on probation.

Michelle H asked:


My husband and I will probably foreclose on our house. We can’t sell because Arizona real estate is just awful and the house isn’t worth what we purchased it for. We bought for 350,000$ and it is nowhere near that in value right now. What will happen when we foreclose on the property? Does the bank buy it back for what it’s worth? If they do, what happens to the rest of the money to make up the loan amount? If we foreclose do we need a lawyer?

Thanks for any help, we greatly appreciate it.

Fran Y asked:


I am torn between Arizona and California. I need to decide where to build my life.

Phx, AZ: I only lived here for 2 years of my childhood. I have a huge family that lives here that is always having fun. The home prices are more reasonable. But it gets very hot during the summer. I would be interested in persuing real estate here.

Sd, CA: I lived here most of my life. I graduated high school and have a best friend for life there. But the home prices are very expensive and my mom wants to move to Arizona, so I would be eventually left alone in SD with only my friends. It is a very beautiful city, and it has a lot of oppurunity; I could do real estate here too.

Right now I am staying at my brothers house in AZ.

I need to decide where to choose…

Where would you go????

thank u

myant asked:


Is America going to financially collapse?
Dr. Larry Bates, a former bank CEO, a former member of the
Tennessee House of Representatives,
where he was chairman of the powerful committee on
banking and commerce
how did we get in such a mess?
This country has always done so well economically.
Well the prosperity has been a facade,
We have a debt-based monetary system.
In 1913 we gave a private bank called
the Federal Reserve, which by the way is neither federal
and has doubtful reserves, it is a private bank
that is owned by member banks… why do we call it federal?
thats part of the ruse, you know in
Germany one of the old banking families,
Nathan Rothschild, said, “Give me control of a nations
monetary system and I care not who writes their laws.”
If you get control of a nation’s monetary system,
you control everything that is going on.
we have more debt than there is cash.
We have roughly a forty trillion dollar domestic debt.
But see that is not the worst part of it,
we have the hedge funds, the derivatives, we estimate
that the notional value, and I emphasize “notional value”
is over four hundred trillion dollars.
Three times,the total domestic debt
of the entire world, and this is what is unraveling right
now, it is leverage upon leverage upon leverage.
How do we service debt? With money.
Our personal walk around money is about 8 trillion so minus that from the 40 trillion gives us thirty-two trillion of the
debt…the debtors have been asked to do the impossible,
pay back money that does not exist
Where does the buck stop, does it stop with the most
powerful person in the United States,
the President of the United States?
Ultimately we will have a collapse,
The Federal Reserve quite frankly over the past
five to ten years lost control of monetary policy.
The most power is not the President, but the
Chairman of the Federal Reserve.
There is either going to be a collapse or it is going to be
printing of money, which means big inflation.
The President can do very little,
the only thing any president can do to help
the economy is reduce your taxes.
Now the recent Nobel Prize winner in economics at the
University of Arizona, or Arizona State University in
Tempe, criticized President Bush because he said he
didn’t ask for enough tax cuts, and I agree with him.
We have one candidate that is saying I am going to lower
taxes for 95 percent of the American people, well forty to
forty-five percent of the American people pay no taxes,
so mathematically that is impossible to lower taxes.
So is the candidate talking about
additional welfare programs?
In reality the only thing the president can do is
reduce the size and scope of government and reduce your
taxes. Who really runs the country.
The Chairman of the Federal Reserve,is more powerful than any president of the United States,he determines what the average persons car payment is going to be, what their house payment is going to be,
even whether they have a job or not.
That is total control.
we are in a crisis, we are in one big mess.
People that have money in banks,
it is guaranteed, FDIC insurance, to what,
a hundred thousand dollars?
two hundred fifty thousand
for retirement plans.
Well the FDIC can cover roughly one and a half cents on the dollar John Maynard Keynes,
the architect of our current economic system,John Maynard Keynes wrote a book back in 1920 called,
“The Economic Consequences of the Peace.”
He said by continuing process of inflation,
governments can confiscate secretly and unobserved
an important part of the wealth of its citizens.
He said there is no more sure; no more subtle way
to overturn the existing basis of society
than to debouch or destroy the currency.
Now listen to this, he said it engages all of the
products of economic law that come down on the
side of destruction and does it in a manner that not
one person in a million can diagnose.
So are there solutions to this crisis?
Oh absolutely.
How about our money in life insurance companies?if the people they have loaned your money to can’t pay them can they pay you?
As a banker I have literally
created millions of dollars out of thin air with a stroke of
my pen, it is what we call PFA banking; pluck from air.
Then we charge interest on that which we create out
of nothing under the fractional reserve banking system.
I have paid for agricultural real estate, I have residential
real estate paid for, I have gold and silver coins and I have
cash in money markets and CD’s,
cash at the crash will be king, I practice what I preach.
gold and silver is money, anything else is credit.
Gold and silver are the only monetary assets
We are at the tipping point,I believe we have a minimum of two years,
maximum of five years to get or house in order.
there are three DVD’s we are making
available, Economic and Political Crisis, strategies
for weathering any crisis while keeping
FOR MORE INFO AND THE FULL STORY THAT CAN NOT BE PRINTED ON YAHOO FOR SPACE SAKE…GO TO: www.sidroth.org